The UK-based claims support company offers a free online tool to help motorists review whether their car finance agreement may be affected by undisclosed commissions.
London, UK – August 2025 – Reclaim247, a UK-based consumer support service specialising in car finance eligibility checks, is urging motorists to revisit their past Personal Contract Purchase (PCP) or Hire Purchase agreements. With awareness growing around possible interest rate inflation linked to undisclosed commissions, the company’s free PCP claims eligibility checker makes it easier for drivers to assess whether their finance terms may raise concerns.
Many agreements were done in good faith but many drivers now know that interest rates could have been hiked by brokers on discretionary commission structures. Such arrangements were often not explained clearly at the point of sale, and thousands questioned whether they paid too much.
“We’re here to help people make sense of something they might not have questioned at the time,” said Andrew Franks, Co-founder of Reclaim247. “For those who feel something about their finance deal didn’t sit right, a simple eligibility check can offer some clarity.”
Thousands Reviewing Old Car Finance Deals
From 2007 through January 2021 some brokers took commission on the interest rate they arranged for a customer. Though legally permissible at the time, the commissions were not always disclosed clearly. Awareness means some consumers are asking if their finance was fair or if they should pursue a PCP claim.
Reclaim247 has seen a sharp increase in visits to its free eligibility tool, as drivers seek an easy way to understand whether their agreement may be affected.
Common Red Flags
Motorists unsure whether their finance was potentially mis-sold are encouraged to look out for a few recurring issues:
● No mention of commission or how interest was calculated
● A sense of being rushed into signing documents
● Interest rates that seemed higher than expected
● Confusing payment structures or unclear end-of-term fees
“These are often the signs people notice in hindsight,” said Franks. “Our role is to help them check whether those concerns might be linked to how the deal was set up, and whether it’s worth looking further.”
Three Easy Ways to Get Started
Reclaim247 offers flexible options for drivers who want to learn more:
● A free online eligibility checker for agreements from 2007 to early 2021
● A self-check route for those who want to explore their results independently
● A full-support no-win, no-fee option with guidance available throughout
Each route is designed to meet the different comfort levels of drivers, whether they’re just looking for clarity or ready to move forward.
Why Early Review Matters
While no official deadline has been set, those who suspect their car finance may have involved undisclosed commission are advised to act early. Accessing documents and verifying details can take time, particularly for older agreements.
“Our message is simple,” said Franks. “If you think something felt off at the time, don’t wait. Check your eligibility and give yourself the knowledge to make an informed next step.”
To begin a free PCP claims eligibility check or learn more, visit Reclaim247.
About Reclaim247
Reclaim247 is a Multi Award Nominated UK-based claims support company that helps individuals understand whether they may have been affected by mis-sold car finance agreements. The service offers both guided and self-managed routes for checking PCP claims eligibility, partnering with regulated law firms where appropriate. With a focus on transparency, simplicity and support, Reclaim247 aims to make it easier for drivers to take the next step with confidence.
Business: Reclaim247
Contact Name: Andrew Franks
Email: andrew@claimsline.com
Website: Reclaim247.co.uk
Country: United Kingdom