Any type of personal injury can be scary, but getting injured at work is especially terrifying. When your livelihood is on the line, it’s normal to have a lot of questions and concerns. You may feel anxious and scared about the future. If you’ve been injured on the job, one of your first questions might be related to what types of benefits you’re eligible to receive.
Until you’re injured in the workplace, you might not know exactly how workers’ compensation works, or how an injured worker goes about applying for benefits. This is why it’s important to contact an experienced Philadelphia workers’ compensation lawyer.
What Types of Workers’ Compensation Benefits Can I Receive?
Workers’ compensation benefits depend on several factors. For example, the type of injury and its severity play a role in determining the benefits you’re qualified to collect. This is where your lawyer will explain which types of benefits you can apply for, including:
Weekly Wages – You might qualify for wage replacement up to a specific amount.
Medical Expenses – Workers’ compensation will cover all medical costs arising from the injury you suffered at work. You don’t have to worry about paying anything out of pocket for doctors’ visits, prescription drugs, surgery, rehabilitation services, or physical therapy.
Temporary Partial Disability – Even if your disability allows you to continue working, you may still be qualified to receive temporary partial disability payments through a set number of weeks.
Temporary Total Disability – You may be eligible to receive temporary disability payments for a certain number of weeks.
Permanent Partial Disability – Permanent partial disability payments are awarded to workers whose injuries leave them permanently disabled but not so much that they are unable to work. Workers who receive PPD can return to work, but usually in a modified job role or different position.
Permanent Total Disability – In some cases, a work-related injury is so bad that the worker must stop working permanently. In these cases, the worker qualifies for permanent total disability payments.
Philadelphia Workers’ Compensation Lawyer Discusses Working with an Experienced Lawyer
Philadelphia workers’ compensation lawyer Rand Spear explains, “Employers work with an insurance company to provide workers’ compensation benefits to their employees. It’s important to understand that insurance companies are in the business of making money, and it’s in their best interest to deny benefits whenever they can. They will likely try to show that your injury took place outside of work, or that you aren’t hurt as badly as you claim. This is why it’s important to work with an experienced workers’ compensation lawyer right away.”
Contact a Philadelphia Workers’ Compensation Lawyer Today
If you’ve been injured on the job, don’t take chances with your case. Get the benefits you deserve by speaking to a knowledgeable workers’ compensation lawyer as soon as you can. Get the help and peace of mind you deserve by calling Philadelphia and New Jersey workers’ compensation lawyer Rand Spear today at 877-GET-RAND.
Sources:
- http://www.nolo.com/legal-encyclopedia/types-of-workers-compensation-benefits-32962.html
- http://www.disabilitysecrets.com/resources/calculate-permanent-partial-disability-benefits.htm
