The entire financing sector has undergone an extreme transformation, post the technology adoption and the up-gradation. Government banks had their own monopoly in the market in the initial phases. However, now the situation has changed as the financial lending institutions and private banks, and NBFCs have grabbed the market and changed the market scenario with their fast, flexible, personal assistance and technology. These are some of the major differences in their key offerings. Similarly, Ziploan- An RBI registered NBFC with head office in Delhi, has emerged as a boon for small business owners requiring a business loan up to Rs. 7.5 lacs.
With Ziploan providing online business loans, customers or business owners do not have to wait in long queues and can avail an easy business loan for their start-up or for their expansion plan. Ziploan understands how crucial it is for business owners to have the funds on time, and so the funds are disbursed in less than 3*working days. These funds can be utilised in improving the infrastructure, buy new machinery, or upgrade the existing one, maintain the inventory, maintain cash flow, and even for expansion.
Nevertheless, a business loan from Ziploan also comes with a lot of features, as mentioned below.
Easiest funding optionZiploan offers finance and funding up to Rs. 7.5 lacs at the most affordable business loan interest rate with a period of 1 to 3 years.
- Flexible repayment option
Ziploan provides a flexible repayment option, so the business owners do not need to repay the loan amount immediately or consider it as a burden, as it can be paid as per the business revenue. Moreover, the owner can choose between 12/18/24/36 months.
- Unsecured business loans
Ziploan offers business loans without collateral, meaning there is no need to provide any kind of security to get the funding. This ensures relaxation to the business owners in accessing the loan amount, who earlier were not able to access it due to the lack of security.
- Online loan application
The business owners now have the convenience to avail the business loan with the help of an easy and online business loan from Ziploan. There is no need to visit the office or waiting in long queues, as one can apply for it online through the website or Ziploan mobile loan App.
All these features together make Ziploan the best in the market when compared to the other options available for online lending of funds. Additionally, Ziploan is also committed to ensuring that business owners have a pleasant and seamless experience. The loan procedure is quite simple, and the business loan eligibility criterion is also easy to fulfill.
Benefits of business loan from Ziploan
Ziploan, a leading NBFC in India, offers MSME loans up to Rs. 7.5 lacs to MSMEs. Ziploan always aims to provide a seamless experience to its customers. Undermentioned are the benefits that business owners can avail themselves by opting for a business loan from Ziploan:
- No requirement of collateral: At Ziploan, there is no requirement to submit any kind of collateral to avail a business loan since it is a collateral-free loan that Ziploan offers.
- Online application: Business owners can avail of an online business loan by going to Ziploan’s website or application from the mobile loan app.
- Minimal documentation: While applying for a business loan from Ziploan, the documents required are very minimal to process the application, so the applicant can upload it easily by visiting the website or the loan app.
- Easy Eligibility: Ziploan Business loan eligibility is quite easy to fulfil. All one requires is a turnover of Rs. 10 lacs and above and a business vintage of at least 2 years.
Moreover, Ziploan offers an MSME loan to meet all the varied requirements. The offerings include a working capital loan, which is essential for a business to meet its day-to-day operations. In case if one is unable to meet the basic capital requirements, one can apply for a working capital loan from Ziploan to meet the requirements.
Over and above this, Machinery is also crucial for the smooth functioning of any MSME business. However, these huge machineries and equipment are quite expensive, and often it requires a lot of investment as well. Hence, an MSME loan without collateral or a machinery loan can help in order to meet this investment. Last but not least, Ziploan also encourages business loans for women to encourage women entrepreneurs to contribute to the growth of the nation. Small businesses can also apply for an MSME loan by registering for Udhyog Aadhar number and take benefits of government subsidies as well as business loans at lower interest rates.
To conclude, MSME loan application with Ziploan is quite easy. The business owner can simply visit the website, fill in the business loan application form, and upload some of the basic documentation as asked, and the Zip loan executive will call and get in touch further. A business owner can also download the Ziploan loan app and fill the business loan application form with great flexibility and ease. Once the form is filled up, as a second step, one needs to upload the soft copies of the documents, and the Zip loan executive can take the application process further. These are the basic benefits of availing the business loan from Ziploan.
Blue Jay Finlease Limited (Zip loan)
607-610, 5th Floor, Kailash Building, 26 K.G. Marg, New Delhi - 110001, India
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