In recent years, many Americans have been struggling with their credit. As a result, there has been an increase in people looking for help to correct errors on their poor credit reports and get back on track. With so many credit reporting companies out there promising quick fixes and miracles, it can be challenging to figure out which one is the best credit repair company for you. That's where CreditFixed comes in.
CreditFixed is an independent consumer financial protection bureau established with the mission to provide their readers with well-researched and informative articles about credit repair. They have tested many credit repair companies that offer real solutions and results to help you make the best decision for your financial future.
CreditFixed selected the best credit repair services for their most significant pros and cons, fair credit reporting act, main complaints from past customers, credit repair packages and pricing offered by each company they review, as well as creditor interventions.
7 Best Credit Repair Companies Recommended By Creditfixed.Com:
Lexington Law
With a success rate of 56 million items removed and 500,000+ users since 2004, Lexington Law is still the industry's leading credit bureau with the highest download on App Store. Their credit repair process is done by experienced lawyers who want to help you rebuild your report. However, there are no guarantees of success.
Credit Saint
Credit Saint offers free credit evaluations with a 90-day money-back guarantee. They are missing a mobile app for credit monitoring. Still, they have the highest rating from Better Business Bureau as a proof of a legitimate credit repair company and provide transparent information about how many challenges their member has faced.
Sky Blue Credit Repair
Sky Blue Credit offers free credit counseling and a 90-day money-back guarantee, winning the heart of their clients as one of the most legitimate credit repair companies. They have been in the business since 1989, and it offers a $79 monthly fee for 15 disputes.
Credit Repair
Credit Repair provides free consultation through their attractive website and easy-to-navigate mobile app that has FICO score tracker. This credit repair service uses personal finance tools and credit repair software such as InquiryManager. The primary drawback is that their credit repair packages come with an initial upfront cost, and there's no guarantee of success.
The Credit Pros
Founded by Jason Kaplan, this credit repair agency partners with FICO-certified experts for tailored and personalized services and identity theft protection. They offer a free credit consultation but sadly do not offer any guarantees.
The Credit People
Unlike most credit repair companies, this credit repair organization offers $79 one-package offer with unlimited disputes and a guaranteed result in 60 days.
Ovation Credit Services
Slightly different than the other credit repair services, Ovation Credit offers one-on-one assistance from a personal case advisor with fast track service.
Is Credit Repair Companies Worth It?
There is no credit repair company without its pros and cons, so it is essential to know what you're looking for before deciding to use one of the platforms. The most popular benefits about hiring these services include:
- A higher FICO Score
- Higher chances of approval when seeking loans or mortgages in the future
The drawbacks associated with credit repair agencies may vary depending on what your goals are, as they can be costly if not watched closely. This comes down to how much risk someone is willing to take on by opening up new accounts at high rates while repairing their credit scores.
About CreditFixed.com
CreditFixed is run by Gerald Dunigan, a 13-year experienced finance consultant specializing in the credit repair industry. Their mission is to provide well-researched articles to help users find the best options to fix their bad credit reports and avoid credit repair scams. Check on more information on their website, https://creditfixed.com.
Media Contact:
CreditFixed
Victoria Blake
