It’s no secret that healthcare in the US is much more expensive than in other developed countries. This figure is expected to further rise by almost 6% in 2025, the third consecutive year of cost increases exceeding 5%, driven by the continuing healthcare worker shortage and growing popularity of expensive GLP-1 weight loss drugs. The majority of working-age Americans and their dependents rely on employer-sponsored health insurance, and continuously rising costs have forced some employers to roll back some employee benefits, leaving them more vulnerable to paying out of pocket.
According to Jamel Wright, President of employee benefits agency WrightLife Insurance Group, industry consolidation, which is partially driven by rising costs, has resulted in the health insurance sector being dominated by a few big names, limiting clients’ choices. As such, there is a need in the industry for alternative providers of affordable and comprehensive health insurance coverage—a niche that WrightLife is filling to ensure that Americans receive adequate protection. The company also seeks to shine a spotlight on these alternative providers and products, bringing them to the public’s awareness.
WrightLife Insurance Group
Aside from making health coverage more affordable, WrightLife brings white-glove concierge service to its clients, ensuring all their needs are met. Once a client is brought on board, they are assigned a dedicated benefits advisor who will guide them through each step, promoting transparency and open communication along the way. By getting to know the client and their business thoroughly and tailoring benefits to get a perfect fit, WrightLife provides them with a fresh perspective on health coverage and allows them to achieve their goals without breaking the bank.
WrightLife believes in the importance of informed choices, especially with regard to health, so it makes sure to educate each of its clients’ employees about the benefits that are available to them, as well as any changes that happen along the way. As part of its concierge service offering, it allows employees to enroll in various ways, such as through a self-service online portal, via phone, or in person.
WrightLife Insurance Group was founded by Jamel, who has been a licensed insurance broker for 18 years. In his almost two decades in the industry, he has seen how the current health insurance system can result in expensive rates that are unaffordable for both businesses and individuals. He launched WrightLife Insurance Group to create a solution to the high cost of insurance and let people know that they have access to insurance that does not have unreasonably high deductibles. Today, the agency serves clients in all 50 states.
According to Jamel, protecting the health and financial well-being of businesses and their employees includes more than just medical insurance, which is why the company offers an array of supplemental benefits, such as dental, vision, legal coverage, health spending accounts, and disability insurance. It also extends its expertise to other coverages businesses need, such as general liability, workers’ compensation, and auto fleet insurance.
Jamel says that growing up in a poor background led to him developing a passion for providing affordable health coverage, as he saw how hard it was for families who did not have proper health insurance. A single health issue or a trip to the emergency room could have lasting financial consequences for them.
“With so many Americans relying on employer-sponsored health insurance, it’s important to give employers choices that make sense to them financially,” Jamel says. “I founded WrightLife to provide an alternative to the large carriers as well as deliver a high level of service and convenience to all our clients, ensuring that employees and their dependents receive adequate protection.”
Media contact:
Name: Jamel Wright
Email: [email protected]
