This military veteran is helping veterans with bad credit and repairing their credit - meet Johnny the Credit Guy.
Before the existence of money, people had a strategic approach when exchanging goods was the main criteria for buying resources. After the invention of money and the fact that it became the main thing that runs the world, having a financial approach is important.
Despite whatever your profession is, two things should be your main concern regarding money and debt: financial goal and credit maintenance.
Johnny ‘the credit guy’ Kidwell realized that some people, especially those from the military services, have difficulty reaching their financial goals and maintaining their credits. Hence, he started helping out the world with some of his great strategic approaches.
Johnny Kidwell and his Life:
If you have had an interest or ever had the means of working or encircling yourself around credit repair companies, then we are sure you must have heard this name.
Better known as ‘the credit guy,’ Johnny Kidwell is an ex-marine officer. Johnny worked in the marine services for about six years, and when he left, he started an estate agency to make ends meet.
The ex-mariner has had a successful educational career as well. He completed a degree in Bachelors of Business Administration and Marketing Management from the University of Phoenix. While working as an estate agent and helping military families get the most suitable houses, Johnny soon realized one common thing among all. He realized that most people, especially those in the services, had a hard time with their credit scores and lacked basic financial literacy.
Considering he is a business major, he, along with his estate work, started giving out free financial advice and credit repair facilities to people. It turned out so well for him that in January 2021, he made credit repair as his full-time business.
Some basic tips which he believes should be known by all are:
Tips and Tricks:
· Credits for Necessities:
One piece of advice which probably will help you limit your credit bill and prevent you from indebting yourself is to use your credit card only for necessities. Use your debit card or cash to pay for everyday products or materials. Using your credit card on everything makes you spend more than you should because you don’t have to pay on the spot, and when the credit bill arrives, you die a little inside, right?
Hence, use a credit card for the necessary products, which may be going out of budget.
· Pay off on Time:
Even if you are using your credits for all the basic things, make a plan to pay it off on time. Force yourself and set a time limit on which you have to pay all your accumulated credit bill.
This will make you aware of your protruding bill, and on-time payment will release you from the stress of debts and bad credit scores.
· Run Away from the Boundaries:
All credit scores have a boundary. A limit which decides how much you can spend. This particular criterion is very important, and for users to not have a bad credit score, it is advised to steer clear of this boundary.
Keep a large margin between your credit spending and your boundary limit. This not only makes it easy to pay off the bill but will look good in the eyes of the company.
Having a strategic and financial approach towards spending your money or maintaining a credit score is very important. Understanding this concept gives you a sense of independent living and how you can kill off bad credit.
Source https://newsroom.submitmypressrelease.com/pr/99350
